Low Rate MasterCard
A Low Rate MasterCard keeps things simple - low rate, big savings!
Enjoy 50% off the annual fee for the first year.1
- Generous credit limits subject to credit criteria2
- Up to 55 days interest free3
- Purchase Cover Insurance4
- Guaranteed Pricing Scheme4
- 12.99%p.a. interest rate
- 19.99%p.a. cash advance rate
- $75 annual fee ($37 for the first year)1
Terms and conditions apply. Fees and charges apply. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria. 1Subject to your acceptance you will be charged a discounted annual fee of $37 in the first year, which will revert back to the full annual fee of $75 in subsequent years. Half price annual fee offer ends 30/06/2013. 2Actual credit limit will be assigned based on the credit criteria, your credit rating, and subject to confirmation that you earn a minimum of $25,000 p.a. for the Low Rate card. Credit limit is up to $15,000 at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy the credit criteria. 3The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. 4Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance. All interest rates are variable and subject to change. Interest rates are current as at 1 November 2012. © 2013 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 which provides and administers credit.