Rewards MasterCard
More than just a Credit Card
With a MyCard Rewards MasterCard®, you will enjoy a great value Rewards program where everyday purchases will earn you great rewards. With 1 Reward point for every dollar spent, getting more out of your everyday spending has never been easier.
Here's just a few of the rewards you can enjoy with your MyCard Rewards MasterCard®:
> Shopping vouchers:
Redeem points for vouchers to Myer, David Jones, Target, Kmart, Harvey Norman and more!
> Electronics:
Redeem points for quality goods like iPods, cameras, mobile phones and printers.
> Gifts:
Use your points to buy gifts! Subscriptions, books, wine and many more available.
Even more rewards online: Simply visit www.cardservicesdirect.com.au/rewards
Features and Benefits - Earn 1 reward point for every $1 spent on your card2
- Generous Credit Limits subject to credit criteria3
- International Travel Insurance4
- Purchase Cover Insurance4
- Guaranteed Pricing Scheme4
- Up to 55 days interest free on retail purchases.
| Rates and Fees 1.9% p.a. For 6 months on balance transfers1. After the 6 month period the standard cash advance of 20.49% p.a. will apply1. Annual fee of $90 for My Card Rewards MasterCard® Up to four additional cards at $15 p.a. each.
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Transfer to a MyCard Rewards MasterCard® today and you'll enjoy a great introductory interest rate of 1.9% p.a. for the first 6 months on balance transfers1! This means you can consolidate and pay your debts off faster while benefiting from all the great features and rewards of a My Card Rewards MasterCard®. Click here for more information about balance transfers.
Got a few debts to consolidate and want the best deal? Click here to learn more about our Personal Loans.
In addition to all the benefits and rewards listed above, you can rest assured that your MyCard MasterCard® is accepted at over 31 million establishments worldwide. While a worldwide ATM and EFTPOS network provides instant access to your funds, you can also bank online or even over the phone. All you need is your MasterCard®, your ATM PIN or telephone PIN (which you can request by calling Card Services) for 24/7 access no matter where you are in the world.
When it comes to great value rewards, a MyCard Rewards MasterCard® gives you more.
Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.
1The promotional rate of 1.9% p.a. applies for 6 months on balances transferred with this offer. Transferred balances will be repaid first during this period. Annual fees attract interest at the retail purchases rate. Outstanding transferred balances at the end of the promotional period will revert to the standard cash advance rate. To be eligible for the offer, you need to apply for the MyCard Rewards MasterCard by 31/7/2012. Approved customers only. The 6 month promotional period commences once balance transfer is processed. Any transactions made other than balance transfers in connection with this offer are at the standard variable credit card rates, currently 19.74% p.a. for retail purchases and 20.49% p.a. for cash advances. Interest rates are variable, subject to change and our credit criteria. The interest rates are current as at 1/02/12. This offer ends 31/7/2012.2All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers. Reward points never expire while the account remains open and provided your account is in good order. 3Actual credit limit will be assigned based on our Credit Criteria, your credit rating, and subject to confirmation that you earn a minimum of $35,000 p.a. for the Rewards card. Credit limit is up to $25,000 on Rewards at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy our credit criteria. 4Complimentary Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance. © 2012 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 which provides and administers credit.