Personal Loans
Whether your plans include a new car, home improvements, or that holiday you've always wanted, Queenslanders has the solution you've been looking for. With competitive rates and fast approvals, you'll be sure to find a personal loan to suit your needs.
To find a loan that fits your lifestyle click on the links below:
With all of these options there is sure to be one that suits your needs. Speak to one of our Lending Specialists to see which one is right for you.
Applying is easy – simply pick up an application from your local Queenslanders Credit Union branch, phone 1800 QLDERS or you can Apply Online now!
Alternatively, you could put one of our Loan Consultants on the job and get them to hunt down the loan that is just right for you. That’s what they’re good at! They know heaps and will explain everything in easy to understand language.
At Queenslanders we believe that personal loans don’t need to be overly complicated. That’s why we have introduced the Standard Personal Loan.
The Standard Personal Loan is a basic, variable rate loan offering:
- A competitive rate of interest;
- No penalties for additional repayments; and
- No account keeping fees.
You can borrow for all sorts of purposes – holidays, bills, dental work, Uni fees, plastic surgery. It’s simple!
If you have been working hard to make those home loan repayments and have more than 40% equity in your home, then this is the break you’ve been waiting for!
The Unsecured Home Equity Loan provides you with the opportunity to do the things you have been putting off while concentrating on those home loan repayments.
With our lowest personal loan interest rate, no penalties for making extra repayments and no account keeping fees, you can use this loan to cover the cost of a home renovation, pool, new car, holiday – anything really.
Have you been with your current employer for more than five years? The Special Equity Personal Loan rewards you by taking into account your position as a loyal employee and allows you to use your job as equity for a lower variable rate on a personal loan with us.
But don't worry, if you haven't been a long-term employee you can still benefit from this lower variable rate by having equity in your home. Even though you may not have reach 40% equity in your home to qualify for our lowest variable rate, we still reward you with a mates' rate for your position as a home buyer.
That’s special!
Queenslanders Credit Union Ltd ABN 85 087 651 063. Terms, conditions and normal lending criteria apply. Fees and charges may apply. Full details including interest rates are available on request.
Loan protection insurance is available with all Queenslanders Credit Union Personal Loans. Premiums are affordable and can be built into your loan repayments. Ask your Loan Consultant to show you just how affordable peace of mind is.
Queenslanders Credit Union Ltd ABN 85 087 651 063 acts under its own Australian Financial Services Licence and pursuant to an agreement with the insurer. This insurance product is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238291 (CGU). The insurer of the Life and Trauma cover is National Mutual Life Association of Australasia Ltd ABN 72 004 020 437 AFSL No. 234 649 (NMLA). CGU administers the Life and Trauma cover on behalf of NMLA and CGU’s liability under that policy is limited to the administration of that cover including the management of claims. A Product Disclosure Statement (PDS) is available from Queenslanders Credit Union by calling 1800 783 377 or visiting www.queenslanders.com.au. You should consider the PDS before making decisions about these products. 