Introducing the NEW Queenslanders Credit Union Mastercard

MyCard is a Credit Card designed exclusively for Credit Union members by MasterCard. It offers Queenslanders Personal Banking members competitive interest rates, value-added benefits and easy shopping both locally and globally.

MyCard is accepted wherever the MasterCard logo is displayed and MyCard holders can obtain cash advances from thousands of ATM’s throughout Australia and overseas.

Silver and Gold Card options

MyCard now offers Queenslanders members a choice of Silver and Gold Card options depending on their needs.

Benefits

Silver Option

• Up to 55 days interest free
• Credit limits starting at $2,000
• Competitive ongoing interest rates
• Standard Rewards Program
• 'Take Flight' Travel Rewards
• Customer Service 24 hours a day, 7 days a week
• Paylite option for larger purchases
• One additional card issued free of charge
• Free Purchase Cover Insurance to protect purchases made with Credit Union MasterCard
• ATM & EFTPOS access
• An introductory balance transfer rate is also offered to new cardholders
• Fraudshield

Gold Option

The Gold MyCard offers all the benefits of the Silver option plus:

• A choice of Standard Rewards or Blue Sky Rewards, which gives cardholders the option to include Qantas Frequent Flyer points as a redemption item in their Rewards programme.
• Higher credit limits – starting at $5,000
• Comprehensive travel insurance for overseas travel

Annual Fees

Silver with Standard Rewards $35
Gold with Standard Rewards $75
Gold with Blue Sky Rewards $99

Online Banking

Managing MyCard online is easy. The secure MyCard website tracks balances, transactions and reward points. By logging on to www.cardservicesdirect.com.au, cardholders can:

• View account details, balance and activity
• View Transaction history
• View statements and statement due date
• Make BPAY payments
• Change their ATM PIN

To log on and gain access to their account, members will need their 16-digit credit card number and ATM pin. If you are unsure of your personal access code, you can obtain it by contacting 1300 135 538 at any time.

Other benefits

Take off with ‘Take Flight’, the new service that allow cardholders to fly on any airline, anytime, anywhere using Rewards points (a minimum of 5,000 rewards must be redeemed).

PayLite Plan

The PayLite plan is available on both Silver and Gold Credit Union MasterCards. This service enables cardholders to spread the cost of a major purchase over a 6, 12, 18, 24 or 36 month instalment plan at a discounted interested rate.

Paylite can help families budget for big ticket items and, if, circumstances change, they are able to pay out Paylite at any time.

Purchase Cover Insurance

This complimentary service available on both Silver and Gold Credit Union MasterCards, means that if something you buy with your Credit Union MasterCard is lost, stolen or damaged within 3 months of purchase, it will be replaced free of charge.

Purchase Cover provides automatic cover up to the limits outlined below.

Silver card

• Maximum claim of $50,000 in any 12 month period
• Limit of $1,000 per claim for jewellery, watches and fine arts

Gold card

• Maximum claim of $125,000 in any 12 month period
• Limit of $3,000 per claim for jewellery, watches and fine arts

Fraudshield

Fraudshield gives cardholders peace of mind should their card be lost or stolen, by working to stop the account from being accessed by an unauthorised person.

This is a free fraud protection service for cardholders and the Fraud Department checks any unusual activity on the account.

Travel and Accident Insurance

Complimentary Travel and Accident Insurance (underwritten by Zurich insurance) is provided to Gold cardholders when an overseas travel ticket is fully purchased by a primary or additional cardholder using their Credit Union MasterCard. Cover is provided for trips up to 12 months for return ticket holders or 31 days for one-way ticket holders.

Apply for a MyCard today

You can apply for a MyCard if you are 18 years or over, an Australian citizen and a member of Queenslanders Personal Banking. Simply drop in to your local branch, call 3218 7200 or email us at info@queenslanders.com.au

Lost or stolen cards

If your MasterCard, ATM PIN or TPIN is lost or stolen you should immediately contact Card Services on 1300 135 538 or if you are overseas +61 2 8225 0620 (ask an international operator to reverse the charges).

The Rewards Program

The MyCard Rewards program is one of the best credit card rewards programs in Australia. Reward points are earned whenever a card is used to make a purchase and can be redeemed for a wide range of popular store vouches and a range of merchandise.

Reward points do not expire as long as the card account remains open and in good standing, and cardholders can earn double Rewards points when spending at Bonus Partners such as Harvey World Travel, HMV, Avis and many more.

Choose from Standard or BlueSky Rewards. The BlueSky Rewards program is only available to Gold cardholders and offers all the benefits of the Standard Rewards plus the option of Qantas Frequent Flyer points redemption.

Terms, conditions, fees, charges and normal lending policies apply. Information is accurate at time of publication but are subject to change. Click here to view the fees and charges associated with MyCard. Interest rates available on request

Queenslanders Credit Union Ltd ABN 85 087 651 063 30/12/05 WP100